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A critical illness is an unwanted change that poses a major threat to you and your family’s financial security and long-term goals. As your needs and circumstances change, you will have to develop options to help you maintain adequate insurance and financial levels.
Allianz Life Critical Illness Riders can help prevent your illness from depleting your family’s savings. Upon diagnosis of one of the covered diseases, you will receive a lump sum of money which you could use as you wish.
Allianz Life offers 2 types of critical illness riders:

1. Standard Payment Rider: This rider is specially designed to provide a lump sum of money to the insured for medical purposes should he/she be diagnosed to be suffering from a critical illness during the term of the contract.
2. Advance Payment Rider: This rider is specially designed to accelerate the payment of the basic plan sum assured plus dividends (if any) should he/she be diagnosed to be suffering from a critical illness during the term of the contract.